Hey folks, can you please review this offer and tell me if this is a good offer for L62? Recruiter said my feedback was strong but didn't dive into the details.

Current company

Uber

Overall TC: 65LPA

Base: ~45 LPA including PF
RSUs: $40k USD vested over 4 years
Joining bonus: None
Annual bonus: 6.5L

Previously worked in FAANG companies

YOE: 4.5

Microsoft offer

Overall TC: 85LPA

Base: ~43 LPA including PF
RSUs: 110k USD vested over 4 years, negotiated it to $125k
Joining bonus: 8.5L
Annual bonus: 8.5L
Refreshers: 5% each quarter

No competing offer