Paytm Payments Bank offer details:
CTC: 20lacs
Joining Bonus : 2 lacs
Yearly Bonus: --
Job location : Noida

Morgan Stanley offer details:
CTC: 20.14 lacs
Joining Bonus : 2 lacs
Yearly bonus: ~3lacs
Job location : Mumbai

Hi guys, kindly let me know your opinion on which company to join?
Few things which i researched about both paytm and morgan, i am sharing with you guyz:

1. Paytm payments' top executives have left the company, every one knows about their ipo thing and no one really knows what they are planning in future as other fin tech competitors are progressing.
2. Morgan is a finance based company so exposure to technologies may be limited though work life balance is decent.

Guys, it will really be a great help if you can give some advice. Thanks in advance !!