Work Ex - 4.2 years, Java Backend Developer

1.) Optum

Position - Senior Software Developer

Salary - 21 LPA Fixed + 2 LPA Joining Bonus

Need to do 10 days WFO each month

2.) FNZ

Position - Analyst Developer

Salary - 24 LPA Fixed

Hybrid - 3 days a week

Which offer to choose and which is better in terms of Work Life Balance, Growth, and overall perspective ? Please give Pros/Cons.