Experience: 1 year

Company: MNC bank

CTC: 22.64 LPA (18.14 fixed)

Appraisal from this sept: Base is now around 19.6

I am on notice period currently

📌 The Two Offers

Mid-size Startup - Backend role
Compensation: 23 base + 1 joining bonus
Appraisal in next june

Notice Period: 2 months

Financial Services Firm - Data engineering role
Compensation: 26 base + 2 lakh retention bonus
Appraisal in june 2027

Notice Period: 3 months

Which to choose? What factors to consider?