SDE 1 | UKG vs Jupiter Money

Education: B.Tech Tier-1.5
YOE: New Grad
Prior Experience: SWE Intern at a startup

Date of the Offer: July 2025
Company: UKG
Title/Level: SDE 1
Location: Pune
Fixed: 14L
Signing Bonus: 2L (2 year clawback)
Variable Bonus: 2L
RSU : None
Benefits: Food, Cab, Insurance, Internet/Fitness Reimbursements
Relocation : 14 days at 5 star hotel
Total First Year Compensation (Salary + Bonus + Benefits): 18LPA

Date of the Offer: July 2025
Company: Jupiter Money
Title/Level: SDE 1
Location: Bangalore
Fixed: 17L
Signing Bonus: None
Fixed Bonus: None
RSU : None
Benefits: Food, No fixed timings, Insurance
Relocation : 14 days at 4 star hotel
Total First Year Compensation (Salary + Bonus + Benefits): 17LPA

Please suggest what should I go for? I might switch in a year so joining bonus of UKG is not much relevant, tilting towards Jupiter Money.

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