Education: Tier-3 B.Tech CSE
Years of Experience: 7.8
Prior Experience: SDE 2 at Product based company (Hometown in North India)
Previous CTC: 24 LPA
Date of the Offer: June 2025

Offer : IBM ISL
Location : Bangalore
CTC : 37 LPA (Including PF and Gratuity)
JB : 4 LPA
Variable/PB : Depends on company performance (Avg 5%)

Total comp(Fixed+Bonus+PF) : 41 LPA first year

Please help me with few queries.

1. How is this offer ?
2. Is it worth relocating to Bangalore for this offer?
3. How's the work life balance/work culture in ISL division?
4. What are average annual hikes and average Performance bonus/Variable pay in IBM?
5. How is the job security at IBM ISL ?
6. What is the job title for 7B band ?

Thank you in advance for your inputs.