Bloomberg (NYC)

• Comp: $158K base + $17K bonus (80% guaranteed Y1) + $10K sign-on → ~$183K Y1
• 401K: 50% match on up to 15% of salary
• Equity: None
• PTO: 4 weeks + 11 holidays + unlimited sick days
• Benefits: Bloomberg covers 100% of healthcare premiums
• Tech stack Python and C++

SF, Startup

• Comp: $150K base + 5,000 ISOs (Y1 equity ~$45K) → ~$195K Y1
• 401K: 3% match
• PTO: Flexible
• Tech stack Ruby on Rails, typscript, react, aws

My Situation

• Prefer to live in SF (love CA, all my friends moving to startups there)
• Want strong career growth
• I know equity is practically worthless

Thoughts? Which would you pick? Offer dealine in two weeks!