Oracle cerner vs Spinny vs Cars 24 Compensation breakup/ feedback

Hi Fellow Leetcoders,
I wanted some Feedback/Suggestions which one to join based on the offers I currently have

Current Experience - 3.9 Years
Current Company - Healthcare MNC
Current Designation - Software Engineer
Current TC - 15 LPA

Cars 24 Offer SDE-2

Base - 24 LPA
Performance Linked Variable - 2 LPA
TOTAL TC - 26 LPA

Spinny Offer SDE-2

Base - 21 LPA
Joining Bonus - 1 LPA
Total TC - 22 LPA

Oracle Cerner Offer MTS

Base - 26.5 LPA
Joining Bonus - NA
Stocks - NA
Total TC - 26.5 LPA

1. Am I getting Low balled based on the Offers and Experience I currently have?
2. Which would be better to join in terms Of the Compensation, WLB, and the Company Culture.

Thanks