College: Tier 2
Current Company: US based Fintech MNC
Current Comp: 19.8 Fixed + 10% AIP + RSUs (~10 lacs)
YOE: 2.5

Walmart : IN3 (SWE 3)
Base: 25.15 LPA (including PF)
Perf Bonus: 20 % of base
RSU: 25% of Base (~6 lacs) (Vested in 3 years) (25% of base Granted Every Year)
Joining Bonus: 2 lacs
Reallocation Bonus: 0 (Company takes care of flight tickets, hotel stays and brokerage reimbursement)
Location: Bangalore (Hybrid)
Perks: Cab Service, Free Food, Fitness Reimbursements

1st Year comp (without Joining bonus and reallocation):
25.15 (base) + 4.8 (perf bonus) + 2 (1st year RSU) = 31.95

MasterCard: L8 (SDE 2)
Base: 29.5 LPA
Perf Bonus: 10% of base
RSU: 0
Joining bonus: 2 lacs
Relocation: 2.5 lacs
Location: Pune (Hybrid)
Perks: In Office Gym, Pune itself being a more affordable city than bangalore :)

1st Year comp (without joining bonus and reallocation):
29.5 (base) + 2.95 (perf bonus) = 32.45

Please help me decide (considering I will work for atleast 2-3 years after joining)
P.S: What is the scene of growth, hikes and layoffs in them