Education: Tier-1 (NIT)
Years of Experience: 5
Prior Experience: Fintech
Current CTC: ~55 (36L + bonus)
Date of the Offer: May 2022
Company: Microsoft
Title/Level: L62
Team: M365 Core
Location: Bangalore
Salary: 42L
Relocation/Signing Bonus: 4L (1st yr) + 2L (2nd yr) + 6.5L (relocation)
Stock bonus: 85k USD over 4 years
Bonus: 0 - 20% (10 percent target)
Total comp (Salary + Bonus + Stock): ~68L + 6.5L (relocation)
Benefits: standard microsoft benefits
Other details: Have competing offer from Uber but recruiter refused to negotiate and gave 2 days to accept this.

Need help in deciding between the two offers considering WLB, Stock growth and learning opportunity.