Education: B.Tech from Tier-3 2021 batch
Years of Experience: 8 Months (full time)+ 1 yrs intern experience
current Compensation - 10LPA base
Prior Experience: Software Engineer at Product Startup in Ecommerce
Date of the Offer: Feb 2022
Company: PayU
Title/Level: Software Engineer
Location: Bangalore
Salary: 20 LPA
Relocation/Signing Bonus: -1.5 lpa
Stock bonus: - 10 lac vested over 4 yrs.
Bonus: 2LPA (10% of base)
Total comp (Salary + Bonus + Stock): 26 lpa for first year
Benefits: Standard(Insurance, Relocation benifits )

Is it a good offer ? I want to work in fintech but not sure about PayU.
Have competing offer from amazon also similar type of compensation - 18 base+ 5 lac joining bonus first yrs .
I have heard about amazon work culture that it is not good.
Can someone suggest what to do?

Thanks