Hi All,

My Exp: 3.6 years

I got two offers

1. Well Know fintTech Company
2. Growing startup ( founded in 2013) ( recently raised $100M funding )

Compensation:

1. FinTech:
   Base: 27 LPA
   Bonus: 2.5 LPA
   LTA: 3.75LPA ( Every December)
   Total CTC: 33.5 LPA
2. Startup
   Base: 29 LPA
   Bonus: 3 LPA
   Esops: 10% of Base Every Year
   Total CTC: 32 LPA + 10% Base Stocks(2.9LPA for First year)

My Doubt is Will Esops has value in future ? If I choose startup over fintech ?.
From News Its saying my 2022 Quarter 3 or 4 it will become unicorn. As far as i know Esops only worth once company goes to IPO otherwise its just a paper money.

How long it will take a company to go to IPO or Any way to cash Esops cash to real cash ?

So any suggestions which one to choose ? LTA or Esops ?