Education: B.Tech in Computer Science (Tier-3 College)
Years of Experience: 2.5
Prior Experience: Software Engineer at Product Based Company
Previous Compensation: 13,00,000 (INR)
Date of the Offer: Oct, 2021
Company: Paytm (Paytm Money)
Title/Level: Senior Software Engineer
Location: Bangalore, India
Salary: 21,00,000 (INR)
Relocation: 0 (INR)
Signing Bonus: 2,00,000 (INR) (1L during joining and 1L after one year completion)
Stock bonus: 5,00,000 (INR) (vesting period of 5 years)
Annual Bonus: 0 (INR)
Total comp (Salary + Bonus + Stock): ~23,00,000 (INR)

Is the offer good or low ball? What is Grade- MG02 A?
How is the WLB, work culture and future scope in Paytm?
Please share your view and opinions on this. Need to analyze and decide. Thanks in advance.

Interview experience https://leetcode.com/discuss/interview-experience/1557170/Paytm-Money-or-Senior-Software-Engineer-Frontend-or-Bangalore-or-Oct-2021-Offer