Experience - 1.4 years\nEducation - B.tech in IT from one of top NIT\nCurrent CTC - 15LPA(all fixed)\nCurrent Company - Fairly popular product based company based in gurgaon.\nI have offers from Myntra, Goldman Sachs, Arcesium, Morgan Stanley.\nDate of all the offers - October 2021\n\n**Myntra offer details -**\nRole -  Software Engineer\nFixed Salary - 19L\nJoining bonus - 0L\nFlipkart Esops - 9L for 4 years.\nTotal Compensation - 19 + 0 + 2.25 = 21.25L\nLocation - Bangalore\n\n**Goldman Sachs offer details -**\nRole - Analyst\nFixed Salary- 24L\nVariable pay - 4L \nJoining bonus - 0L\nTotal Compensation - 24+4+0 = 28L\nLocation - Bangalore\n\n**Morgan Stanley offer details -**\nRole - Senior Associate\nFixed Salary - 22.25L (including PF)\nVariable pay - 1.5 - 2.5L\nRelocation bonus - 2.5L (to be paid upfront)\nTotal Compensation - 22.25 + 2.5 + 2.5 = 27.25L\nLocation - Bangalore\n\n**Arcesium offer details -**\nRole - Software Engineer\nFixed Salary - 23L (including PF)\nVariable pay - 1.5 - 2.5L\nLong term incentive - 10L in 4 years (2.5L each year)\nTotal Compensation - 23 + 2.5 + 2.5 = 28L\nLocation - Hyderabad\n\n(Not mentioning team details to keep anonymity)\n\nGood company culture along with good work life balance is my priority. I do not see myself spending 3+ yrs in any of these orgs and may switch for TC bump. So I am confused between joining fintech or product based company. Myntra would have been an easy choice but TC difference is quite huge in other offers. TC at myntra is non-negotiable and they are aware of my other offers.\nI am requesting the community to please help me evaluate the pros and cons of these companies with respect to factors mentioned above and help me in making the right choice.

Experience - 1.4 years\nEducation - B.tech in IT from one of top NIT\nCurrent CTC - 15LPA(all fixed)\nCurrent Company - Fairly popular product based company bas