Education : B.tech from NIT
Exp : 2.4 yrs in startups

PhonePe:
Cash : 36L
Stocks : 50K USD(over 4 years)
JoiningBonus : 5L

Swiggy:
Cash : 36L
Stocks : 20L(over 4 years)
JoiningBonus : 3L
RetentionBonus : 3L

Microsoft:
Cash: 25.5L + 20% performace
Joinng Bonus: 4L
Stocks : 65KUSD (over 4 years)

Please suggest which one should I prefer to join