```\nEducation: B.Tech in Computer Science from Tier - II college\nYears of Experience: 2.2\nPrior Experience: Big MNC product based for 2.2 years.\nPrevious Compensation (CTC): INR 16 LPA\nDate of the Offer: August 2021\nCompany: Microsoft\nTitle/Level: Software Engineer/ L60\nLocation: Hyderabad, India\nBase Salary: INR 21,00,000\nRelocation: - INR 87000\nSigning Bonus: - INR 300000 for 1st year and INR 200000 for 2nd year\nStock bonus: $30K stock grant vested over 4 years\nBonus: Performance-based bonus up to 20% of salary every year\nTotal CTC: ~ INR 33.5 LPA\nBenefits: Usual Microsoft benefits\nOther details: Negotiated once, didn\'t budge.\n```\n\nOther Offer:\n\n```\nCompany: Fi.money (startup)\nTitle/Level: Software Engineer\nLocation: Bengaluru, India\nBase Salary: INR 28,00,000\nPerformance bonus: INR 4,00,000\nESOPS: INR 5,60,000 esop grant vested over 4 years\nCTC: ~ INR 33.5 LPA\nBonus: included in performance-based bonus up to 15% of salary every year\n```\n\nWhat seems to be a better offer in terms of compensation as well as learning (overall)?\nI am a bit concerned about the early stage nature of Fi.money. \nWhereas MSFT, the team is quite new and in early stages.

\nEducation: B.Tech in Computer Science from Tier - II college\nYears of Experience: 2.2\nPrior Experience: Big MNC product based for 2.2 years.\nPrevious Compe