YOE: 4yr
Microsoft offer breakup , L61

22l(base)
5.5L(RSU) each yr
20% performance bonus ( 4.4L) , but realistic is ~10% of base
Total ~ 29.7
They are not ready to negotiate

Grab India, G3
31(base)
2.5 +2.5 l (Joining Bonus) for 2yr
4.5l( performance bonus)
6l(digibank) esops +6l (grab) RSU

total : 37L +2.5 L(joining bonus) + 1.5 (esops)

Please suggest, which one should be better choice in terms of work culture, career growth, learning, long term compensation, job stability.

Would covid scenario impact working at grab if considered?